DAMPAK PENGEMBANGAN SEKTOR PERBANKAN TERHADAP KINERJA KEUANGAN SEKTOR KOMUNIKASI
Keywords:
Sektor perbankan, kinerja keuangan, sektor komunikasi
Abstract
ABSTRACT
Tujuan dari penelitian ini adalah untuk menguji dampak pengembangan sektor perbankan terhadap kinerja keuangan sektor komunikasi. Penelitian ini juga membahas peran bank dalam membangun hubungan relatif antara layanan perbankan dan pinjaman serta memajukan kinerja keuangan perusahaan. Sektor perbankan memiliki peran penting dalam pembangunan ekonomi dan kinerja keuangan perusahaan. Namun, dampak pengembangan sektor perbankan terhadap sektor lain seperti sektor komunikasi masih belum banyak diteliti. Oleh karena itu, penelitian ini dilakukan untuk mengisi celah pengetahuan tersebut dan memberikan informasi yang berguna bagi pembuat kebijakan, regulator, praktisi industri, dan eksekutif lembaga keuangan. Novelty: Penelitian ini memberikan kontribusi dalam memahami hubungan antara perkembangan sektor perbankan dan kinerja keuangan sektor komunikasi di negara-negara terpilih. Penelitian ini juga membahas peran bank dalam membangun hubungan relatif antara layanan perbankan, pinjaman, dan kinerja keuangan perusahaan. Research Method: Metode penelitian yang digunakan dalam penelitian ini adalah metode kuantitatif eksploratif dengan pendekatan eksperimental. Pendekatan eksperimental digunakan untuk menetapkan hubungan sebab-akibat antara variabel ekonomi yang dipilih. Finding/Result: Hasil penelitian ini menunjukkan bahwa sektor perbankan memiliki dampak signifikan terhadap kinerja keuangan sektor komunikasi. Variabel LAV memiliki dampak positif yang signifikan, sementara suku bunga dan rasio utang memiliki dampak negatif yang tidak signifikan. Hubungan jangka panjang antara variabel juga teridentifikasi. Conclusion: Temuan ini memiliki implikasi penting bagi pembuat kebijakan, investor, regulator, pengusaha, eksekutif bank, akademisi, dan peneliti di industri ini. Penelitian ini juga memberikan pemahaman yang lebih baik tentang hubungan antara fasilitas perbankan dan kinerja keuangan sektor komunikasi, serta dasar bagi penelitian lebih lanjut tentang sektor lain yang tergantung pada sektor perbankan.
References
Abubakar, A., & Gani, IM (2013). Impact of Banking Sector Development on Economic Growth: Another Look at the Evidence from Nigeria. Journal of Business Management & Social Sciences Research (JBM&SSR, 47-57.
Asom, ST, & Ijirshar, VI (2020). Impact of Deposit Money Banks Credit on the Performance of Agricultural Sector. Department of Economics, Benue State University, Makurdi-Nigeria, 331-341.
Ayadi, et al. (2008). Structural Adjustment, Financial Sector Development and Economic Prosperity in Nigeria. International Journal of Finance and Economics, 318:331.
Azege, M. (2004). The Impact of Financial Intermediation on Economic Growth. Lagos, Nigeria: The Nigerian Perspective.
Bada, OT (2017). The effect of bank credit on the Development of Manufacturing and Agricultural sector of Nigeria's Economy. International Journal of Advanced Studies in Economics and Public Sector Management, 114-130.
Brooks, C. (2014). Introductory econometrics for finance. New York: Cambridge university press.
Brown, RL, Durbin, J., & Evans, JM (1975). 'Techniques for testing the constancy of regression relationships over time. Journal of the Royal Statistical Society. Series B (Methodological), 149–192.
Carlos, et al. (2003). Bank Credit Growth to the Private Sector in Central and Eastern European and the Balkans. Early Birds, late risers and Sleeping Beauties.
Deghan, et al. (2015). The Impact of Bank Finance on the Performance of the Automotive Industry. Quarterly Journal of Applied Theories of Economics, 27-48.
Dickey, DA, & Fuller, WA (1979). Distribution of the estimators for autoregressive time series with a unit root. Journal of the American statistical association, 427–431.
Do et al. (2020). The Effect of Non-Performing Loans on Profitability of Commercial Banks. Banking and Accounting Journal, 373-386.
Douglas, JL (2008). The Role of a Banking System in Nation-Building. Maine Law Review, 513-531.
Engle, RF, & Granger, CW (1987). Co-Integration and Error Correction: Presentation, Estimation and Testing. J-STOR, 251-276.
Godfrey, LG (1978). Testing against general autoregressive and moving average error models when the regressors include lagged dependent variables. Econometrica: Journal of the Econometric Society, 1293–1301.
Granger, & Newbold. (1974). Hacievliyagil, N., & Eksi, IH (2019). A Micro Based study on Bank Credit and Economic Growth: Manufacturing Sub-Sectors Analysis. South East European Journal of Economics and Business, 72-91
King, RG, & Levine, R. (1993). Finance and growth: Schumpeter Might be Right. Quarterly Journal of Economics, 108(3):717(37).
Krstic, B., & Sekulic. (2013). Improving the Competitiveness of Enterprises and National Economies- Determinants and Solutions. Facta Universitatis- Economics and Organization, 283-299.
Kuofie, et al. (2003). Mobile phone providers and economic development in Ghana. Journal of Information Technology and Economic Development, 17-29.
Kurniawati, MA (2016). Financial Development and Economic Growth: Evidence from Panel Cointegration. Department of Finance, National Kaohsiung University of Applied Sciences, 3369-3396.
Levine, R., & Zervos, S. (1998). Stock Markets, Banks and Economic Growth. American Economic Review, 537-558.
Mckinnon, RI (1973). Money and Capital in Economic Development. Washington D>C: The brooking Institute.
Medyawati, et al. (2011). Banking Development, Agriculture and Manufacturing Industry Sector in Economic Growth in Indonesia: Do They Influence? International Journal of Trade, Economics and Finance, Vol. 2,312-317.
Muchingami, et al. (2017). Bank Lending and Manufacturing Sector Growth in Zimbabwe. International Journal of Innovative Research in Science, Engineering and Technology, 5119-5125.
Muhammad, et al. (2018). Dynamics of Banking Performance Indicators and Economic Growth: long-Run Financial Development Nexus in Pakistan. European Online Journal of Natural and Social Sciences, 141-163.
Nakazi, F., & Sunday, N. (2019). The Effect of Commercial Banks' Agricultural Credit on Agricultural growth in Uganda. African Journal of Economic Reviews.
Neely, A. (1999). The Performance Measurement Revolution: Why now and What next. International Journal of Operations and Production management, 205-228.
Njeri, GB (2021)., Influence of Credit Management on Financial Performance of Dairy Marketing Cooperatives in Kenya. International Journal of Accounting, Finance and Risk Management, Vol.6 10-15
Odunayo, et al. (2019). Market Capitalization, Bank Lending and Manufacturing Firms' Output: An Empirical Evidence from Nigeria. African Journal of Business and Economic Research (AJBER, 69-84.
Ogunlokun, AD, & Liasu, AA (2021). Effect of Bank Financial Intermediation on Agricultural Performance in Nigeria. South Asian Research Journal of Business and Management, 1-13.
Okere et al., 2. (2020). Effects of Bank Credits on the Manufacturing Sector Output in Nigeria. Int'l Journal of Science and Management Studies, 74.
Olusegun, et al. (2014). Commercial Bank Credit and Sectoral Growth in Sub-Saharan Africa: Evidence from Nigeria. Global Advanced Research Journal of Management and Business Studies, Vol. 3(9) pp. 423-431.
Oluwarotimi, AO, & Adamu, N. (2017). Deposit money bank credit to small and medium enterprises, socio-economic performance and economic growth in Nigeria. International Journal of Development and Sustainability, 1400-1417.
Pesaran, H., Smith, RJ, & Shin, Y. (2001). Bound testing Approaches to the Analysis of Level Relationship. Journal of Applied Econometrics, 289-326.
Ragonmal, L. (2015). Impact of commercial banking sector development on economic growth in small Pacific countries: A case study of the Vanuatu economy. Impact of commercial banking sector development on economic growth in small Pacific countries: A case study of the Vanuatu economy.
Rajan, FG, & Zingales, L. (2002). The Politics of Financial Development in the twentieth Century. Journal of Financial Development.
Ravn, IB (2019). Werner's Typology of Banking Theories. Forum for Social Economics, 2-18.
Schumpeter, JA (1952). The Theory of Economic Development. New Brunswick and London: Transactions Publisher.
Sharif, SH (2017). Telecommunication and Its Impact over the Economic Development of SAARC Countries. International Research Journal of Interdisciplinary & Multidisciplinary Studies (IRJIMS), 114-124.
Sogules, L., & Nkoro, E. (2016). The Impact of Bank Credits to Agriculture and manufacturing Sector on Economic growth in nigeria. International Journal of Economics and financial Research, 74-78.
Sule, Z., & Prof. Odi, N. (2020). Commercial Banks Lending Interest Rate And The Performance Of Some Selected Economic Sectors Of Nigeria Economy. International Journal of Innovative Research and Advanced Studies (IJIRAS), 137-146.
Sulehri, FA, & Naeem, MZ (2018). The Role of Commercial Banks in Determining the Industrial Productivity in Pakistan. Bulletin of Business and Economics, 185-196.
Ugwuanyi, CU (2016). Impact of Commercial Bank Credits on Manufacturing Sector in Nigeria. Abia State, Nigeria.
Umme, et al. (2017). This study examined the relative impact of Bank credit on the manufacturing sector in Nigeria' 1986-2013. The major objective was to investigate the extent of impact of bank credit on the output of the manufacturing sector in Nigeria. The study adopted th. International Journal of Economics and Financial Issues, 196-201.
Uzomba, et al., (2014). An inquiry into the Impact of bank's Loans and Advances on the agricultural Sector. International review of social sciences and Humanities, 130-139.
Werner, RA (2016). Three theories of banking and the conclusive evidencec. International Review of Financial Analysis, 361-379.
Yua et al., Y. (2021). Deposit Money Bank's Credits and Industrial Output in Nigeria. International Journal of Economics, Business and Management Research, 147-161.
Zang, H., & Kim, YC (2007). Does Financial Development precede growth. Taylor & Francis, 15-19
Tamga, MR (2017, February). The Impact of the Banking Sector Development on Agricultural Development: The Case of Cameroon. thesis. Nicosia, Gazimağusa, Cyprus- northern: Eastern Mediterranean University
Saadallah, EM, & Salah, A. (2019, August 27). The Impact of Banking Finance on Financial Performance of Egyptian Small Business. The Impact of Banking Finance on Financial Performance of Egyptian Small Business. Alexandria, Egypt: The Arab Academy for Science and Technology & Maritime Transport.
Erica. (2019, November 29). Introduction to the Fundamentals of Panel Data.aptech.com. address alındi
Onsongo, K., Muathe, SM, & Mwangi, LW (2020, May 15). Financial Risk and Financial Performance: Evidence and Insights from Commercial and Services Listed Companies in Nairobi Securities Exchange, Kenya. Thesis Work. School of Business, Kenyatta University, Nairobi.
Akinola, et al. (2020, September). Banks Financing and Industrial Sector Performance in Nigeria. International Journal of Accounting Finance and Risk Management 5(3), 157-166.
Asom, ST, & Ijirshar, VI (2020). Impact of Deposit Money Banks Credit on the Performance of Agricultural Sector. Department of Economics, Benue State University, Makurdi-Nigeria, 331-341.
Ayadi, et al. (2008). Structural Adjustment, Financial Sector Development and Economic Prosperity in Nigeria. International Journal of Finance and Economics, 318:331.
Azege, M. (2004). The Impact of Financial Intermediation on Economic Growth. Lagos, Nigeria: The Nigerian Perspective.
Bada, OT (2017). The effect of bank credit on the Development of Manufacturing and Agricultural sector of Nigeria's Economy. International Journal of Advanced Studies in Economics and Public Sector Management, 114-130.
Brooks, C. (2014). Introductory econometrics for finance. New York: Cambridge university press.
Brown, RL, Durbin, J., & Evans, JM (1975). 'Techniques for testing the constancy of regression relationships over time. Journal of the Royal Statistical Society. Series B (Methodological), 149–192.
Carlos, et al. (2003). Bank Credit Growth to the Private Sector in Central and Eastern European and the Balkans. Early Birds, late risers and Sleeping Beauties.
Deghan, et al. (2015). The Impact of Bank Finance on the Performance of the Automotive Industry. Quarterly Journal of Applied Theories of Economics, 27-48.
Dickey, DA, & Fuller, WA (1979). Distribution of the estimators for autoregressive time series with a unit root. Journal of the American statistical association, 427–431.
Do et al. (2020). The Effect of Non-Performing Loans on Profitability of Commercial Banks. Banking and Accounting Journal, 373-386.
Douglas, JL (2008). The Role of a Banking System in Nation-Building. Maine Law Review, 513-531.
Engle, RF, & Granger, CW (1987). Co-Integration and Error Correction: Presentation, Estimation and Testing. J-STOR, 251-276.
Godfrey, LG (1978). Testing against general autoregressive and moving average error models when the regressors include lagged dependent variables. Econometrica: Journal of the Econometric Society, 1293–1301.
Granger, & Newbold. (1974). Hacievliyagil, N., & Eksi, IH (2019). A Micro Based study on Bank Credit and Economic Growth: Manufacturing Sub-Sectors Analysis. South East European Journal of Economics and Business, 72-91
King, RG, & Levine, R. (1993). Finance and growth: Schumpeter Might be Right. Quarterly Journal of Economics, 108(3):717(37).
Krstic, B., & Sekulic. (2013). Improving the Competitiveness of Enterprises and National Economies- Determinants and Solutions. Facta Universitatis- Economics and Organization, 283-299.
Kuofie, et al. (2003). Mobile phone providers and economic development in Ghana. Journal of Information Technology and Economic Development, 17-29.
Kurniawati, MA (2016). Financial Development and Economic Growth: Evidence from Panel Cointegration. Department of Finance, National Kaohsiung University of Applied Sciences, 3369-3396.
Levine, R., & Zervos, S. (1998). Stock Markets, Banks and Economic Growth. American Economic Review, 537-558.
Mckinnon, RI (1973). Money and Capital in Economic Development. Washington D>C: The brooking Institute.
Medyawati, et al. (2011). Banking Development, Agriculture and Manufacturing Industry Sector in Economic Growth in Indonesia: Do They Influence? International Journal of Trade, Economics and Finance, Vol. 2,312-317.
Muchingami, et al. (2017). Bank Lending and Manufacturing Sector Growth in Zimbabwe. International Journal of Innovative Research in Science, Engineering and Technology, 5119-5125.
Muhammad, et al. (2018). Dynamics of Banking Performance Indicators and Economic Growth: long-Run Financial Development Nexus in Pakistan. European Online Journal of Natural and Social Sciences, 141-163.
Nakazi, F., & Sunday, N. (2019). The Effect of Commercial Banks' Agricultural Credit on Agricultural growth in Uganda. African Journal of Economic Reviews.
Neely, A. (1999). The Performance Measurement Revolution: Why now and What next. International Journal of Operations and Production management, 205-228.
Njeri, GB (2021)., Influence of Credit Management on Financial Performance of Dairy Marketing Cooperatives in Kenya. International Journal of Accounting, Finance and Risk Management, Vol.6 10-15
Odunayo, et al. (2019). Market Capitalization, Bank Lending and Manufacturing Firms' Output: An Empirical Evidence from Nigeria. African Journal of Business and Economic Research (AJBER, 69-84.
Ogunlokun, AD, & Liasu, AA (2021). Effect of Bank Financial Intermediation on Agricultural Performance in Nigeria. South Asian Research Journal of Business and Management, 1-13.
Okere et al., 2. (2020). Effects of Bank Credits on the Manufacturing Sector Output in Nigeria. Int'l Journal of Science and Management Studies, 74.
Olusegun, et al. (2014). Commercial Bank Credit and Sectoral Growth in Sub-Saharan Africa: Evidence from Nigeria. Global Advanced Research Journal of Management and Business Studies, Vol. 3(9) pp. 423-431.
Oluwarotimi, AO, & Adamu, N. (2017). Deposit money bank credit to small and medium enterprises, socio-economic performance and economic growth in Nigeria. International Journal of Development and Sustainability, 1400-1417.
Pesaran, H., Smith, RJ, & Shin, Y. (2001). Bound testing Approaches to the Analysis of Level Relationship. Journal of Applied Econometrics, 289-326.
Ragonmal, L. (2015). Impact of commercial banking sector development on economic growth in small Pacific countries: A case study of the Vanuatu economy. Impact of commercial banking sector development on economic growth in small Pacific countries: A case study of the Vanuatu economy.
Rajan, FG, & Zingales, L. (2002). The Politics of Financial Development in the twentieth Century. Journal of Financial Development.
Ravn, IB (2019). Werner's Typology of Banking Theories. Forum for Social Economics, 2-18.
Schumpeter, JA (1952). The Theory of Economic Development. New Brunswick and London: Transactions Publisher.
Sharif, SH (2017). Telecommunication and Its Impact over the Economic Development of SAARC Countries. International Research Journal of Interdisciplinary & Multidisciplinary Studies (IRJIMS), 114-124.
Sogules, L., & Nkoro, E. (2016). The Impact of Bank Credits to Agriculture and manufacturing Sector on Economic growth in nigeria. International Journal of Economics and financial Research, 74-78.
Sule, Z., & Prof. Odi, N. (2020). Commercial Banks Lending Interest Rate And The Performance Of Some Selected Economic Sectors Of Nigeria Economy. International Journal of Innovative Research and Advanced Studies (IJIRAS), 137-146.
Sulehri, FA, & Naeem, MZ (2018). The Role of Commercial Banks in Determining the Industrial Productivity in Pakistan. Bulletin of Business and Economics, 185-196.
Ugwuanyi, CU (2016). Impact of Commercial Bank Credits on Manufacturing Sector in Nigeria. Abia State, Nigeria.
Umme, et al. (2017). This study examined the relative impact of Bank credit on the manufacturing sector in Nigeria' 1986-2013. The major objective was to investigate the extent of impact of bank credit on the output of the manufacturing sector in Nigeria. The study adopted th. International Journal of Economics and Financial Issues, 196-201.
Uzomba, et al., (2014). An inquiry into the Impact of bank's Loans and Advances on the agricultural Sector. International review of social sciences and Humanities, 130-139.
Werner, RA (2016). Three theories of banking and the conclusive evidencec. International Review of Financial Analysis, 361-379.
Yua et al., Y. (2021). Deposit Money Bank's Credits and Industrial Output in Nigeria. International Journal of Economics, Business and Management Research, 147-161.
Zang, H., & Kim, YC (2007). Does Financial Development precede growth. Taylor & Francis, 15-19
Tamga, MR (2017, February). The Impact of the Banking Sector Development on Agricultural Development: The Case of Cameroon. thesis. Nicosia, Gazimağusa, Cyprus- northern: Eastern Mediterranean University
Saadallah, EM, & Salah, A. (2019, August 27). The Impact of Banking Finance on Financial Performance of Egyptian Small Business. The Impact of Banking Finance on Financial Performance of Egyptian Small Business. Alexandria, Egypt: The Arab Academy for Science and Technology & Maritime Transport.
Erica. (2019, November 29). Introduction to the Fundamentals of Panel Data.aptech.com. address alındi
Onsongo, K., Muathe, SM, & Mwangi, LW (2020, May 15). Financial Risk and Financial Performance: Evidence and Insights from Commercial and Services Listed Companies in Nairobi Securities Exchange, Kenya. Thesis Work. School of Business, Kenyatta University, Nairobi.
Akinola, et al. (2020, September). Banks Financing and Industrial Sector Performance in Nigeria. International Journal of Accounting Finance and Risk Management 5(3), 157-166.
Published
2023-06-27
How to Cite
Pemilia Sulistyowati, & Jaelani Jaelani. (2023). DAMPAK PENGEMBANGAN SEKTOR PERBANKAN TERHADAP KINERJA KEUANGAN SEKTOR KOMUNIKASI . Jurnal Mahasiswa: Jurnal Ilmiah Penalaran Dan Penelitian Mahasiswa, 3(1), 27-48. https://doi.org/10.51903/jurnalmahasiswa.v3i1.661
Section
Articles
2.png)
