Jurnal Ilmiah Manajemen, Ekonomi dan Bisnis

PENGARUH EFEKTIVITAS PEMBUKAAN REKENING ONLINE DAN PROMOSI TERHADAP MINAT MENJADI NASABAH BANK SYARIAH INDONESIA (STUDI MAHASISWA FAKULTAS EKONOMI DAN BISNIS ISLAM UIN SULTHAN THAHA SAIFUDDIN JAMBI)

2024-01-22T15:58:54+08:00

ABSTRACT The rapid development of technology is often used by companies, including Islamic banks, to increase their markets by using existing technology. To improve service to its customers, the bank launched a transaction service media based on information technology, namely mobile banking. Mobile banking services make it easier for customers to carry out banking transactions via mobile devices or Personal Data Assistants.At the end of 2019 Bank Syariah Indonesia launched an online account opening feature in the BSM application service. To introduce this online account opening feature in order to attract customers' interest, promotional activities are important in communicating and influencing customers. In addition, the effectiveness of opening an online account in the form of convenience is also important, because it is immediately felt and used by customers.Therefore the researcher raised the title of the influence of the effectiveness of opening online accounts and promotions on interest in becoming a customer of Bank Syariah Indonesia. This study used a quantitative method, the sample in this study were 97 students, with data collection techniques using the Purposive Sampling technique, in which the selection of samples used certain criteria according to the phenomena and needs studied.Data collection was carried out by distributing questionnaires to students who met the criteria for opening an online account. The results of this study indicate that the effectiveness variable for opening an online account (X1) has a significant and positive effect on interest in becoming a customer (Y), as evidenced by the results of the T test of 0.000 <0.05 with a tcount of 6.435 > 1.662. and the promotion variable (X2) also obtained significant positive results on the interest in becoming a customer of Bank Syariah Indonesia with a T test result value of 0.052 <0.05 with a tcount value of 1.970 > 1.662.

PENGARUH CURRENT ASSETS, SALES DAN LIABILITAS TERHADAP LABA BERSIH PADA PERUSAHAAN MAKANAN DAN MINUMAN YANG TERDAFTAR DI BEI TAHUN 2019-2022

2024-01-22T15:58:55+08:00

This study aims to determine the effect of current assets, sales, and liabilities on net income in food and beverage manufacturing companies listed on the Indonesia Stock Exchange in 2019 -2022. This study uses independent variables, namely current assets, sales, and liabilities. The dependent variable is net income. The data used in this study is secondary data, namely in the form of financial reports of food and beverage manufacturing companies listed on the IDX for 2019-2022. 2019 is used to compare 2020 to 2022. This research is descriptive with a quantitative approach. Statistical methods using multiple linear regression analysis, t test, f test, and analysis of the coefficient of determination. The results of this study indicate that current assets have a significant effect on net income, sales have a significant effect on net income, and liabilities partially have no significant effect on net income. Then current assets, sales, and liabilities simultaneously affect net income. By using the F test it is found that the independent variables have a simultaneous influence on the dependent variable. The calculation of the coefficient of determination shows that all independent variables are 0.485 or 48.5% meaning that net income can be explained by current assets, sales and liabilities of 48.5%. while the remaining 51.5% can be explained by other factors outside of this study.

PENGARUH MODAL KERJA, BIAYA PRODUKSI DAN PENJUALAN TERHADAP LABA BERSIH PERUSAHAAN PERTAMBANGAN YANG TERDAFTAR DI INDEKS SAHAM SYARIAH INDONESIA TAHUN 2019-2022

2024-01-22T15:58:55+08:00

This study aims to determine the effect of working capital, production costs and sales on net income of mining companies listed on the Indonesian Sharia Stock Index for 2019-2022. This study uses independent variables, namely working capital, production costs and sales. With the dependent variable is net income. The data used in this study is secondary data, namely in the form of financial reports of food and beverage manufacturing companies registered at ISSI for 2019-2022. This research is a descriptive research with a quantitative approach. Statistical methods using multiple linear regression analysis, t test, f test, and analysis of the coefficient of determination. The results of this study indicate that working capital and sales variables affect net income. Meanwhile, the production cost variable has no effect on net income. By using the F test it is found that the independent variables have a simultaneous influence on the dependent variable. From the determination calculation, the Adjusted R Square value is 0.213 or 21.3%. This means that it indicates that the variables of working capital, production costs and sales on net income have an effect of 21.3% and the remaining 78.7% can be influenced by other factors outside of this study.

Pengaruh Return on Asset dan Debt to Equity Ratio Terhadap Pengungkapan Islamic Social Reporting Dengan Moderating Kinerja Lingkungan

2024-01-22T15:58:55+08:00

. This research was conducted with the aim of examining the effect of Return on Assets and Debt to Equity Ratio on disclosure of Islamic Social Reporting by moderating environmental performance. The sample in this study were 11 mining sector companies listed on the Indonesian Sharia Stock Index (ISSI) for the 2019-2022 period. The type of research method used in this research is quantitative research. The sampling technique used purposive sampling with data analysis used is panel data regression. The analysis used in this study is Moderated Regression Analysis (MRA) and assisted by the EViews 12 analysis tool. Based on the results of this study it can be concluded that Return on Assets has a positive effect on disclosure of Islamic Social Reporting, but the Debt to Equity Ratio has no significant effect on disclosure of Islamic Social reporting. Meanwhile, environmental performance is not able to moderate the relationship between Return on Assets and Debt to Equity Ratio to disclosure of Islamic Social Reporting.

PENGARUH CITRA MEREK, HARGA DAN RELIGIUSITAS TERHADAP KEPUTUSAN PEMBELIAN LIPSTIK PADA MAHASISWI DI KOTA JAMBI

2024-01-22T15:58:55+08:00

This study aims to determine the effect of brand image, price and religiosity on the decision to buy lipstick on female students in Jambi City. The population in this study were female students in Jambi City, namely Sulthan Thaha Saifuddin Jambi State Islamic University, Muhammadiyah University and Stai Ma'arif. The number of samples in this study were 371 people using a stratified random sampling technique. The method used in this study is the quantitative method, and the data analysis method used is validity test, reliability test, multiple linear regression, t test, f test and test the coefficient of determination with SPSS 25 tools. Based on the partial test results (T test) the brand image variable (X1) indicates that the calculated t value is greater than t table, namely 5.104 > 1.966 with a significance level of 0.000 <0.05, thus it can be concluded that "brand image has a significant influence on purchasing decisions". The price variable (X2) shows that the calculated t value is greater than t table, namely 4.378 > 1.966 with a significance level of 0.000 <0.05, thus it can be concluded that "price has a significant influence on purchasing decisions. Religiosity variable (X3) shows that the calculated t value is greater than t table, namely 4.459 > 1.966 with a significance level of 0.000 <0.05, thus it can be concluded that "religiosity has a significant influence on purchasing decisions. From the research results of the simultaneous test results (Test F) brand image, price and religiosity variables have a positive and significant effect on purchasing decisions. In testing the classical assumptions of this study, the distribution is normal, there is no heteroscedasticity and multicollinearity.

ANALISIS PENERAPAN AKUNTANSI BERDASARKAN ISAK 35 PADA KANTOR LEMBAGA BANTUAN HUKUM MAHARDIKA JAMBI

2024-01-22T15:58:56+08:00

This study aims to apply accounting based on ISAK 35 at the office of the Mahardika Legal Aid Institute The concept of ISAK 35 allows non-profit oriented entities to adjust the description used by financial statements and the financial statements themselves include statements of financial position, comprehensive income statements, statements of changes in net assets, statements of cash flows, and notes to financial statements At the Mahardika Legal Aid Institute has not implemented or made reports to these financial statements. The purpose of this study is to find out how the presentation of financial statements at the Legal Aid Institute. The types of data used are primary data and secondary data. Data collection techniques are carried out using interview and documentation techniques. The data analysis method used is qualitative descriptive, which is a method that describes, describes, compares data and circumstances and explains a situation in such a way that a conclusion can be drawn. The research was conducted at the Mahardika Engineering Legal Aid Institute research.

Based on the results of the analysis, the financial statements of the Mahardika Legal Aid Institute are not in accordance with ISAK 35 because the presentation of the financial statements of the Mahardika Legal Aid Institute still uses simple recording. The financial statements of the Mahardika Legal Aid Institute have not made a statement of financial position, comprehensive income statement, statement of changes in net assets, statement of cash flows, and notes to financial statements.

DAMPAK RELOKASI PASAR TRADISIONAL TERHADAP PENDAPATAN PEDAGANG (STUDI KASUS DI PASAR RAKYAT TALANG BANJAR KECAMATAN JAMBI TIMUR)

2024-01-22T15:58:56+08:00

This study aims to determine the impact of market relocation on the income of traders in the Talang Banjar People's Market, the factors that affect the income of traders after being relocated and how traders perceive the market relocation. In this study using qualitative research methods. As for the type and source of data needed, namely primary and secondary data. Data collection techniques are carried out by observing, interviewing and documenting while data analysis methods include data reduction, data presentation and drawing conclusions or verification. The results of the study showed that the income of traders after being relocated experienced a change in income where out of the 40 traders who had been interviewed, 38 traders had a decrease in income while as many as 2 traders had an increase in income. As for the factors that affect traders' income, namely location factors, trading hours, mods and competition. the perception of traders regarding the relocation of the Talang Banjar People's Market is not as expected, mainly because the number of traders' income has decreased. So it is hoped that government traders can make improvements to bring changes in a better direction, namely by repairing the market building, expanding road access, expanding stalls and kiosks according to the needs of traders and traders hope that all traders will be included in the market building.

PENGARUH PROFITABILITAS, NILAI PERUSAHAAN DAN LEVERAGE TERHADAP INCOME SMOOTHING PADA PERUSAHAAN CONSUMER CYCLICALS YANG TERDAFTAR DI INDEKS SAHAM SYARIAH INDONESIA (ISSI) TAHUN 2020-2022

2024-01-22T15:58:56+08:00

This study aims to investigate the effect of Pofitability, Firm Value and Leverage on Income Smoothing in Consumer Cyclicals companies listed on the Indonesian Sharia Stock Index (ISSI) for 2020-2022. This study uses secondary data in the form of company annual reports that are the samples in the study and can be obtained from the Indonesia Stock Exchange's website. Samples were taken using a purposive sampling technique, totaling 21 companies. The data analysis technique used is descriptive statistics, classical assumption test, multiple linear regression analysis, and hypothesis testing. Based on the results of the study, it shows that profitability and leverage partially have a significant effect on Income Smoothing, while Firm Value partially cannot have a significant effect on Income Smoothing. Then simultaneously Profitability, Firm Value, and Leverage can have a significant effect on Income Smoothing. The magnitude of the simultaneous effect is indicated by the R square value of 1.7%.

ANALISIS MANAJEMEN RISIKO DALAM PEMBIAYAAN MURABAHAH DI KOPERASI KELUARGA KESEHATAN SYARIAH JAMBI

2024-01-22T15:58:57+08:00

Basically risk management includes activities to plan, organize, lead, coordinate, and supervise risk management programs. Financing is one of the activies, including the Jambi Syariah Health Family Cooperative. And at the time of doing the financing of course will not be separated from the name of risk. So cooperatives need to implement risk management in order to be able to minimize the possibility of risks that will occur at some point in time. The purpose pf this research is to find out how to apply risk management to murabahah financing in the Jambi Syari’ah Health Fsmily Cooperatives. The type of research used is field (field research). This research is descriptive, namely research that tries to determine the solution to the current problem based on the data. The types and sources of data used in the research are primary and secondary data. Data collection techniques using observation, interviews and documentation. To check the validity is to use triangulation of sources and reference materials is used. The method consists of three stages, namely data reduction, data presentation, and data verification. The result of the research carried out are the application of risk management murabahah financing at the Jambi Sharia Health Family Cooperative has bee carried out correctly by using a referral pr referensi system,surveyor scoring, useof goods, guarantees, committee meetings, reserves for earning assets write-of (PPAP), and make the remainingoperating results (SHU). Although the implementation of financing risk management has been carried out properly. But whose name is risk cannot be eliminated can minimize it.

PENGARUH AKUNTABILITAS, TRANPARANSI DAN KUALITAS SDM TERHADAP PENGELOLAAN ANGGARAN PENDAPATAN DAN BELANJA DESA

2024-01-22T15:58:57+08:00

This study aims to determine the effect of Accountability, Transparency and Quality of Human Resources on APBDes in Villages in Limun District, Sarolangun Regency. This study uses a quantitative approach with primary data in the form of observations, interviews and questionnaires. The population in this study were 11 villages with a sample of 77 people. The sample was taken using a purposive sampling method. In this study using multiple linear regression analysis and testing the hypothesis on the T test and F test and analysis of the coefficient of determination. The results of this study indicate that: Accountability has no significant effect on APBDes Management. Transparency has a significant effect on APBDes Management. And the quality of human resources has a significant effect on APBDes Management.

For simultaneous test results (F test), namely Accountability, Transparency and Quality of Human Resources simultaneously influence APBDes Management. The results of the coefficient of determination (R2) show that the independent variables namely Accountability, Transparency and HR Quality explain the dependent variable (APBDes management) of 59.4%. the remaining 40.6% is influenced by other variables not examined in this study.

PENGARUH ORIENTASI PASAR DAN INOVASI TERHADAP KINERJA BISNIS DENGAN KEUNGGULAN BERSAING SEBAGAI VARIABEL INTERVENING (STUDI KASUS UMKM TELUR ASIN DI KABUPATEN BREBES)

2024-01-22T15:58:57+08:00

This study aims to determine and analyze the effect of market orientation and innovation on business performance with competitive advantage as an intervening variable (a case study of salted egg UMKM in Brebes district). This study used a quantitative research type with the research sample calculated using total sampling technique and obtained a total sample of 50 respondents. Data collection techniques using a questionnaire. Data analysis used linear regression analysis. Market orientation partially has a positive and significant effect on business performance in salted egg SMEs in Brebes Regency. The research results show that Innovation partially has no effect on business performance in salted egg SMEs in Brebes Regency. Market orientation partially has a positive and not significant effect on competitive advantage in salted egg SMEs in Brebes Regency. Innovation partially has a positive and significant effect on competitive advantage in salted egg SMEs in Brebes Regency. Competitive advantage partially has a positive and significant effect on business performance in salted egg SMEs in Brebes Regency. Market orientation using the Sobel model 1 test has a greater effect on business performance through competitive advantage in salted egg SMEs in Brebes Regency. Innovation in the Sobel model 2 test does not have a greater effect on business performance through competitive advantage in salted egg SMEs in Brebes Regency.

PERAN SOSIAL MEDIA MARKETING DALAM MENINGKATKAN MARKETING PERFORMANCE MELALUI PEMANFAATAN DIGITAL MARKETING CAPABILITIES PADA PERUSAHAAN KONSTRUKSI DI PROPINSI JAWA TENGAH

2024-01-22T15:58:58+08:00

The aim of this research is to examine the role of social media marketing in creating a significant relationship between digital marketing capabilities and marketing performance in construction companies on the island of Java. The research method was carried out quantitatively by collecting data by distributing questionnaires via electronic forms and printed formats which were delivered directly to respondents where the respondents were directors who worked for contractor companies in Central Java province. The sampling technique was carried out purposively based on the criteria of directors who had worked for a minimum of five years at contractor companies in Central Java province. Based on these criteria, there are 225 company directors who have met these criteria. The data was analyzed using AMOS 22 statistical software. The research results showed that digital marketing capabilities had a positive and significant effect on social media marketing. Digital marketing capabilities do not have a positive and significant effect on marketing performance, and social media marketing has a positive and significant effect on marketing performance.